Cycle insurance – Cover you can take anywhere
INTRODUCTION INTO i-cycle
This product has been designed for the serious and competitive cyclist.
UNDERWRITTEN BY
Genric Insurance company (PTY) LTD
ADMINISTERED BY
Policy Provider (PTY) LTD
DESCRIPTION
Cover includes the following
ALL RISK COVER on your bicycle and/or accessories
– Theft/Hijacking
– Damage/theft in transit
– Damage incurred whilst training/participating in any event (international/national/provincial, club/ or time trials)
All Risk Excess Details
Excess applicable to your bicycle and/or accessories
– Road Bicycles > 5% of claim – minimum R500
– Mountain Bicycles > 5% of claim – minimum R750
– Theft/Hi-jacking > 5% of claim – minimum R500 (road bike)
– Theft/Hi-jacking > 5% of claim – minimum R750 (mountain bike)
– Bicycle Wheels > 5% of claim – minimum R250
– Accessories > 5% of claim – minimum R250
Additional Excesses
– Total loss (write off or theft) 5%
– Theft without forced and violent entry 5%
– Damage or loss incurred whilst being transported 5%
PERSONAL ACCIDENT
Basic cover
– Includes death or permanent/total disability cover
One Loyalty Cover
– Rates R35 p/m
Cover
– Medical advice and information hotline
– Emergency medical advice and assistance line
– Referrals to crisis lines
– Emergency response
– Medical transportation
– First aid training at reduced prices
– First aid kits at reduced prices
PERSONAL LEGAL LIABILITY COVER
– Liability cover of R 1 000 000
